Identity theft occurs when a thief uses your personal information without your permission to commit crime or fraud. They may find and use your credit card number on a bill you have thrown out or a stray receipt. They may use a device to capture your credit card number when you use it. And they may even fill out a change of address card and divert your statements.
Hundreds of thousands of people are affected by identity theft in the U.S. each year. Some victims have spent a lot of time and money repairing their credit rating and financial status. Other victims are unable to purchase cars, houses, or other items when they need them because of their “new” and unwelcome credit rating.
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